This tool helps you estimate the maximum loan amount you might qualify for, based on your income and existing financial commitments, adhering to the UAE Central Bank's Debt Burden Ratio (DBR) guidelines.
Important Disclaimer: This calculator is for **illustrative purposes only** and does not guarantee loan approval.
Actual loan eligibility and terms are subject to bank policies and credit assessment.
The UAE Central Bank typically recommends a Debt Burden Ratio (DBR) not exceeding 50% of your monthly income.
Your Current Debt Burden Ratio (DBR): 0.00%
Maximum Monthly EMI You Can Afford: 0.00 AED
Estimated Maximum Loan Amount: 0.00 AED
The DBR is calculated as (New EMI + Existing Debt) / Monthly Income. Banks typically limit DBR to 50%.