Low Interest Personal Loan in UAE (2025)

Looking for a loan with low rates? Here’s a 2025 guide to UAE banks offering the lowest interest personal loans for expats and citizens.

Top Low Interest Loan Offers

  • Emirates NBD – from 2.89% flat rate
  • ADCB – starting at 3.19% flat
  • FAB – 2.99% for salary transfer customers
  • RAKBANK – quick approval, low processing fee

Rates vary based on your income, employer, and repayment history. Always compare before applying.

Who is Eligible?

  • Salary: Minimum AED 5,000/month
  • UAE resident or expat
  • Employment letter or salary certificate
  • Minimum 6 months in current job

Use these loans for debt consolidation, business use, or emergency expenses.

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